Terms & Conditions —lbc22

These Terms and Conditions ("Terms", "Agreement") constitute a legally binding agreement between you ("User", "Player", "you") and lbc22 ("lbc22", "we", "us", "our"), the operator of the online gaming and sports betting platform accessible at lbc22.cam and its associated subdomains and mobile interfaces.

lbc22 operates as an online casino and sports betting service targeting adult players in Malaysia and other eligible jurisdictions. By accessing the lbc22 platform, registering an account, making a deposit, claiming a bonus, or placing any bet or wager, you acknowledge that you have read these Terms in their entirety and that you agree to be legally bound by them.

These Terms apply to all interactions with lbc22, including but not limited to: account creation, identity verification, deposit and withdrawal transactions, participation in promotional offers, use of the sportsbook, live casino, slot games, fishing games, and any other product or service made available on the lbc22 platform.

These Terms are to be read in conjunction with lbc22's Privacy Policy and Responsible Gambling Policy, both of which are incorporated by reference and form part of this Agreement.

For the purposes of these Terms and Conditions, the following definitions shall apply:

• "Platform" means the lbc22 website, mobile web application, and any other digital interface operated by lbc22 at lbc22.cam.
• "Account" means the individual registered player account held with lbc22 that enables access to the Platform's gaming and betting services.
• "User" / "Player" means any natural person who registers an Account or accesses the Platform.
• "Eligible Jurisdiction" means a jurisdiction from which access to and use of the Platform is not prohibited by applicable law.
• "Real Money Funds" means Malaysian Ringgit (MYR / RM) or equivalent funds deposited into an Account for the purpose of wagering, as distinct from bonus funds.
• "Bonus Funds" means promotional credits awarded to a Player's Account subject to wagering requirements and applicable bonus terms.
• "Wagering Requirement" means the total volume of bets a Player must place before Bonus Funds or associated winings become eligible for withdrawal.
• "KYC" means Know Your Customer — the identity and age verification process required by lbc22 prior to processing any withdrawal or in response to a compliance review.
• "Prohibited Conduct" means any actions by a User that are expressly prohibited under Section 9 of these Terms.
• "Self-Exclusion" means a voluntary restriction request made by a Player to suspend or permanently close their Account pursuant to Section 10 of these Terms.
• "E-Wallet" means digital payment walets including but not limited to Touch'n Go eWallet, Boost, and GrabPay, as available on the Platform from time to time.
• "FPX" means the Financial Process Exchange operated by Paynet Malaysia, facilitating online bank transfers from participating Malaysian banks.

Registering an Account with lbc22 and using the Platform is subject to the following eligibility requirements, all of which must be satisfied and continuously maintained:

1. Age Requirement: You must be at least 21 years of age at the time of registration and at all times while maintaining an Account with lbc22. This age restriction is strictly enforced. lbc22 reserves the right to request age verification documentation at any stage and to suspend or permanently close any Account where the age requirement is not satisfied.
2. Legal Capacity: You must have full legal capacity to enter into a binding agreement. Persons who are legally incapacitated, under guardianship, or otherwise restricted from entering contracts are not eligible to register.
3. Jurisdictional Eligibility: You must access the Platform from a jurisdiction in which online gambling is not expressly prohibited by applicable law. It is your sole responsibility to determine whether your access and use of the Platform is lawful in your jurisdiction.
4. One Account Per Person: Each individual is permitted to hold only one (1) registered Account with lbc22. Registering multiple accounts, whether under the same or different personal details, constitutes a material breach of these Terms and will result in the permanent closure of all associated accounts and the forfeiture of any balances held therein.
5. Own Identity: You must register using your own true and accurate personal information. You may not register on behalf of another person or use another person's identity or payment methods without their express written authorisation.
6. Not a Restricted Person: Employees, directors, officers, and contractors of lbc22, as well as their immediate family members residing in the same household, are not eligible to register or maintain a Player Account.

To register an Account with lbc22, you are required to provide accurate and complete personal information, including your full legal name, date of birth, residential address, valid email address, and contact number. You warrant that all information provided at the time of registration, and at any subsequent update, is true accurate, current, and complete.

KYC Verification is a mandatory requirement at lbc22. You will be required to verify your identity before first withdrawal is processed, or at any point that lbc22 dems a review necessary. KYC documentation typically includes:

• A clear copy of a valid government-issued photo identification document, such as a Malaysian MyKad, passport, or driving licence;
• Proof of residential address, where required (e.g., a utility bill or bank statement dated within 3 months, showing your name and address);
• Proof of the payment method used for deposits, where required by our compliance team.

lbc22 reserves the right to request additional documentation at any time as part of an ongoing compliance review. Failure to provide requested KYC documentation within a reasonable timeframe may result in the suspension of withdrawal privileges or Account termination.

You are responsible for maintaining the security and confidentiality of your Account login credentials. lbc22 will not be liable for any loss or damage arising from your failure to maintain the security of your credentials. You must notify lbc22 immediately if you suspect unauthorised access to your Account.

lbc22 accepts deposits in Malaysian Ringgit (MYR / RM) via the following approved payment methods, subject to availability and any applicable transaction limits:

• E-Walets: Touch 'n Go eWallet, Boost, GrabPay
• Online Banking (FPX): Maybank2u, CIMB Clicks, Public Bank Online, Hong Leong Connect, and other participating Malaysian banks via Financial Process Exchange (FPX)
• Instant Transfer: DuitNow
• Cryptocurrency: Bitcoin (BTC), Tether USDT (TRC-20 network), subject to applicable exchange rates

The minimum deposit amount is RM30 per transaction unless otherwise specified for a particular payment method or promotional offer. Maximum deposit limits per transaction and per day are determined by your account tier and the selected payment method.

All deposits must be made from a payment method registered in your own name. lbc22 does not accept deposits from third-party payment sources. Where a deposit is received from a payment source that does not match the Account holder's identity, lbc22 reserves the right to void any associated transactions and return funds to the source.

lbc22 does not charge deposit fees from our side. However, your bank, e-wallet provider, or payment processor may apply their own transaction fees, for which lbc22 accepts no liability.

Players may request withdrawal of Real Money Funds from their lbc22 Account at any time, subject to the conditions set out in this Section. Withdrawal requests are subject to completion of KYC verification, absence of any active compliance review, and satisfaction of any applicable wagering requirements.

Withdrawal Methods and Processing Times:

• E-Wallets (Touch 'n Go eWallet, Boost, GrabPay): Typically processed within 5minutes of approval. Funds arrive in your e-wallet balance near-instantaneously upon processing.
• DuitNow / FPX Bank Transfer (Maybank, CIMB, Public Bank, RHB, Hong Leong, and others): Typically processed within 5–15 minutes of approval, subject to the recipient bank's processing schedule.
• Direct Bank Wire: Typically processed within 15–60 minutes during standard business hours. Delays may occur over public holidays.

The minimum withdrawal amount is RM50 per transaction unless otherwise specified. Maximum withdrawal amounts per transaction and per day are subject to your account tier and the selected method. Please refer to the cashier section of your Account for current limits applicable to your tier.

lbc22 reserves the right to delay or withold a withdrawal pending satisfactory completion of KYC verification, a compliance review, or an investigation into irregular Account activity. Players will be notified of any such delay via the contact details registered to their Account.

lbc22 offers a range of promotional bonuses to new and returning players, including but not limited to: welcome deposit bonuses, sports betting bonuses, cashback offers, reload bonuses, referal bonuses, and seasonal festival promotions (including Deepavali, Chinese New Year, and Hari Raya campaigns). All bonuses are subject to the specific terms communicated at the time of the offer, as well as the general bonus terms set out in this Section.

General Bonus Terms:

1. Wagering Requirements: All Bonus Funds awarded by lbc22 are subject to wagering requirements that must be completed in full before any winings derived from those Bonus Funds can be withdrawn. Wagering requirements are expressed as a multiplier of the bonus amount (e.g., 20x bonus = you must place bets totalling 20 times the bonus amount). The specific wagering requirement applicable to each promotion is stated in that promotion's individual terms.
2. Game Contribution Rates: Not all games contribute equally to the fulfilment of wagering requirements. Slot games typically contribute 100% of each bet placed. Live casino games (baccarat, roulette, blackjack) and sports betting may contribute at a reduced rate, as specified in each promotion's terms. Certain games may be excluded from wagering requirement fulfilment entirely.
3. Maximum Bet Restriction: While an active bonus is attached to your Account, the maximum single bet or wager amount is capped at RM20 per round or bet unless a higher limit is explicitly stated in the relevant promotion's terms. Bets placed in excess of this limit while a bonus is active may result in the forfeiture of the bonus and any associated winnings.
4. Bonus Expiry: Bonus Funds and any associated wagering requirements expire within 30 calendar days of the bonus being credited to your Account, unless a shorter or longer period is specified in the individual promotion terms. Expired bonuses are automatically voided from the Account.
5. One Bonus Per Player Per Promotion: Each promotion is limited to one claim per Player, household, per IP address, and per payment method. lbc22 reserves the right to withold or reverse bonus credits where abuse or circumvention of this limitation is detected.
6. lbc22's Discretion: lbc22 reserves the right to modify, suspend, or withdraw any promotional offer at any time without prior notice. The terms of any promotion may be amended by lbc22 at its reasonable discretion.

All bets and wagers placed on the lbc22 Platform are subject to the specific rules applicable to each product category (sports betting, live casino, slots, fishing games, etc.), as published within the relevant section of the Platform. In the event of any conflict between product-specific rules and these General Terms, the product-specific rules shall prevail in respect of that product.

Sports Betting: lbc22 offers betting markets on a wide range of sporting events including EPL (English Premier League), Liga Super Malaysia, UEFA competitions, UFC events, and other international sports. Bet settlement is based on official results declared by the relevant governing body. lbc22 reserves the right to void bets in the event of obvious pricing errors, system malfunctions, or where the integrity of an event is compromised.

Live Casino: Live dealer games (baccarat, roulette, blackjack, dragon tiger, and others) are operated in real-time by trained dealers via video stream. Game outcomes are determined by physical events (card draws, roulette wheel spins, etc.) and are not influenced by software algorithms. Players acknowledge and accept that live casino is subject to the same inherent variance as physical casino games.

Slot Games: All slot games on the lbc22 Platform use certified Random Number Generator (RNG) technology to determine outcomes. Published RTP (Return to Player) percentages are theoretical long-term averages and do not guarantee specific results for any individual session. Past results do not influence future outcomes.

The following conduct is strictly prohibited on the lbc22 Platform. Engaging in any of the following may result in the immediate suspension or permanent termination of your Account, forfeiture of all Account balances, and where appropriate, referal to law enforcement authorities:

• Registering more than one Account, whether under the same or different personal details;
• Providing false, misleading, or incomplete information during registration or KYC verification;
• Allowing or facilitating any third party to access or use your Account;
• Using VPN services, proxy servers, or other technologies to mask your true geographic location or identity for the purpose of circumventing eligibility restrictions;
• Exploiting software bugs, glitches, or errors in the Platform to gain an unfair advantage;
• Using automated software, bots, scripts, or artificial intelligence tools to place bets or interact with the Platform in a manner not consistent with genuine human play;
• Engaging in or facilitating match-fixing, spot-fixing, or any manipulation of sporting events on which bets are placed;
• Engaging in money laundering, structuring, or any other form of financial crime using the Platform;
• Engaging in bonus abuse, including but not limited to systematic exploitation of promotional offers through matched betting, arbitrage betting, or other strategies designed to generate risk-free profits from bonus funds;
• Harassing, threatening, or abusing lbc22 staff, support agents, or other players;
• Attempting to access or interfere with the technical infrastructure, source code, or data systems of the Platform.

lbc22 is committed to promoting responsible gambling practices and providing a safe, controlled environment for adult recreational players. We believe that gambling should be an enjoyable leisure activity, and we take our duty of care to players seriously.

Available Responsible Gambling Tools:

• Deposit Limits: Players may set daily, weekly, or monthly deposit limits on their Account at any time via Account Settings. Increases to deposit limits are subject to a24-hour cooling-off period before taking effect. Decreases take effect immediately.
• Session Time Reminders: Players may configure session time reminders that notify them of elapsed time spent on the Platform during a single session.
• Self-Exclusion (Temporary): Players may request a cooling-off period of 24 hours,7 days, 30 days, 90 days, or 6 months, during which their Account will be suspended and inaccessible.
• Self-Exclusion (Permanent): Players who wish to permanently close their Account on responsible gambling grounds may do so by contacting our24/7 support team. Permanent self-exclusion is irevocable for a minimum period of 5 years.

lbc22 strictly enforces a minimum age of21 years for all registered players. If you suspect that a person under the age of 21 is accessing the Platform, please contact our support team immediately.

All content, materials, software, trade marks, logos, graphics, text, images, audio-visual content, and other intellectual property available on the lbc22 Platform ("lbc22 Content") are the exclusive property of lbc22 or its licensors and are protected by applicable intellectual property laws.

lbc22 grants you a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform for your personal, non-commercial recreational use only, subject to these Terms. This licence does not permit you to:

• Copy, reproduce, distribute, or republish any lbc22 Content without express written authorisation;
• Create derivative works based on lbc22 Content;
• Use any lbc22 trade marks, brand identifiers, or logos in any manner not expressly permitted;
• Frame, scrape, or mirror any part of the Platform on another website or application;
• Use lbc22 Content for any commercial purpose whatsoever.

Any unauthorised use of lbc22 Content constitutes an infringement of lbc22's intellectual property rights and may give rise to civil and/or criminal liability.

To the fullest extent permitted by applicable law, lbc22 and its officers, directors, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, loss of goodwill, or any other intangible losses, arising out of or in connection with your use of or inability to use the Platform.

Without limiting the foregoing, lbc22 shall not be liable for:

• Any losses arising from decisions made based on information available on the Platform;
• Interruptions to or unavailability of the Platform due to technical faults, maintenance, or circumstances beyond lbc22's reasonable control;
• Unauthorised access to your Account resulting from your failure to maintain the security of your login credentials;
• Any loss arising from delayed payment processing by third-party payment providers, including e-wallet operators and banks;
• The outcome of any bet, game, or wager placed on the Platform, which is subject to the inherent risks of gambling activities.

Where liability cannot be fully excluded by law, lbc22's total aggregate liability to you shall not exceed the total amount of Real Money Funds held in your Account at the time the relevant claim arises.

Termination by lbc22: lbc22 reserves the right to suspend, restrict, or permanently close any Account at its reasonable discretion, with or without prior notice, where:

• The Player has breached any provision of these Terms;
• The Player has provided false or misleading information;
• lbc22 has reasonable grounds to suspect fraudulent activity, money laundering, or other criminal conduct associated with the Account;
• The Player is found to be under the age of 21;
• The Account has been inactive for a continuous period exceding 12 months;
• lbc22 is required to do so by applicable law, regulatory requirement, or court order.

Termination by the Player: You may close your Account at any time by contacting our support team via live chat. Upon closure, any Real Money Funds remaining in your Account after satisfaction of all applicable wagering requirements will be returned to you via your registered payment method, subject to KYC verification. Bonus Funds are forfeited upon Account closure.

Where an Account is closed by lbc22 due to a breach of these Terms, lbc22 reserves the right to withold some or all of the Account balance pending investigation. Where fraud or criminal conduct is confirmed, the balance may be forfeited in full.

lbc22 reserves the right to amend, update, or replace these Terms and Conditions at any time. Material changes to these Terms will be communicated to registered players via the email address associated with their Account and/or via a prominent notice on the Platform, at least 7 days prior to the changes taking effect.

Non-material changes (including corrections of typographical errors, clarification of existing provisions, or administrative updates) may be made without prior notice and take effect immediately upon publication on the Platform.

The date of the most recent revision to these Terms is displayed at the top of this page. Your continued use of the Platform following the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not accept the revised Terms, you must cease using the Platform and close your Account.

These Terms and Conditions, and any dispute or claim arising out of or in connection with them or their subject matter (including non-contractual disputes or claims), shall be governed by and construed in accordance with applicable law.

In the event of any dispute between you and lbc22 arising from your use of the Platform, we encourage you to contact our support team in the first instance to seek resolution through our internal complaints process. Our support team is available 24/7 via live chat and is committed to resolving player disputes in a fair and timely manner.

For disputes relating to the outcome of a specific bet, game round, or transaction, please retain and provide your bet reference number, transaction ID, and a description of the issue. lbc22 will investigate and respond to formal complaints within 10 business days of receipt.

For any questions, concerns, or complaints relating to these Terms and Conditions or your lbc22 Account, please contact our support team through the following channels:

• 24/7 Live Chat: Available directly on the lbc22 Platform. Average response time: 3–5 minutes. Support available in English, Bahasa Melayu, and Mandarin Chinese.
• Email: [email protected] (plain text — not a clickable link). Please allow up to 24 hours for email responses.

When contacting support regarding a specific Account matter, please have your registered username, the email address associated with your Account, and any relevant transaction or bet reference numbers available to assist our team in resolving your query efficiently.

For information about our privacy practices, please refer to our Privacy Policy. For information about responsible gambling tools and support resources, please visit our Responsible Gambling page.